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Investing in the Vanguard Total World Stock Market T
Schwab claimed that the amount of cash in its robe ad visor portfolios was decided by sophisticated economic algorithms meant to optimize its client's returns. The reality is all advisers need to earn income somehow, and they're going to figure out a different way to do that. Ultimately, this member needs to decide what to do. Perhaps hire a life coach or a financial planner that works more on kind of helping from a holistic standpoint.