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đź’¸ Cash 101: savings accounts, term deposits & cash ETFs

Australian Finance Podcast

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How to Invest in Stocks

A term deposit at times can be considered part of an investment portfolio. A few years ago we told our members at Rask that they should sell their bond ETFs. The actual cost of having cash is not zero percent because what it meant that you could do is you could buy back in lower. It's always important to have a balanced portfolio but it's fair if you were saying retirement that you would have more of your portfolio in term deposits right now than in shares for the income as more reliable.

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