You should shop for one at multiple vendors because these are fairly commoditized insurance products in their simplest form. If the person who is inheriting your estate were to get a simple brokerage account with stocks or ETFs in it, they would hardly have to pay any taxes. That's just another reason to stick to the simplest ones that are supposed to pay you for life and then go away.

Get the Snipd
podcast app

Unlock the knowledge in podcasts with the podcast player of the future.
App store bannerPlay store banner

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Save any
moment

Hear something you like? Tap your headphones to save it with AI-generated key takeaways

Share
& Export

Send highlights to Twitter, WhatsApp or export them to Notion, Readwise & more

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode