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Ask Paula: Is the bank trying to scam my parents…?
Afford Anything
What's Your Favorite Retirement Account?
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An after tax four o one k, if you're not going to move it to the roth, is just a huge accounting nightmare. 99% of companies don't do a great job of keeping track of that money when you leave them. The penalties for in this stuff wrong or owneros the bookkeeping, is onerous. People will often accidentally commingle these assets with assets that are fully either pretex a tax deferred,. where it's all going toget tax. And i would avoid it at all costs.
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