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96. “We have $4,600 in credit card debt but we spend $600/month on GrubHub”

Money For Couples with Ramit Sethi

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How to Split Up Extra Money for Savings, a Vacation and Debt

"I would like to drop our debt first and get as close to debt free as we could be," she says. "To me, a savings is different than money we're going to put towards a vacation." She suggests splitting the extra cash up into three separate accounts: $200 for savings, $600 on car credit cards and $750 on SBA line. 'That makes a lot of sense,' her husband agrees.

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