How to Get a Second Credit Card for an 18 Year Old

Deb: I would push pause for just a second credit score of 722 for an 18 year old is fine. As long as he uses the one credit card that he has doesn't go over 30 percent in his utilization of that card so if he's got a thousand dollar credit limit he should charge no more than $300 at any point. Deb: The other thing that you could do but I don't think it's necessary is to encourage him to become an authorized user on one of your cards. He'll continue to build and increase that score when he gets out of school and rents an apartment maybe buys a car all of those things will become long-term parts of his history, she