How the Basic Candy-or-Cash Trade Works

What's scarier than a haunted house? Looking at your retirement account after ignoring it for five years.

Joe Saul-Sehy, OG, and Doug welcome back Chuck Jaffe (Money Life with Chuck Jaffe) for his legendary annual Halloween visit—and this year, he's bringing two treats to the basement.

First up: Chuck's Halloween Money Game for kids. Picture this: trick-or-treaters can take one piece of candy and walk away... or they can play a game where they might win more candy, actual money, or lose it all. It's economics wrapped in a Snickers bar. Chuck breaks down how each choice teaches kids (and parents) about risk, reward, delayed gratification, and why sometimes the safe bet is actually the smart bet. If you've got kids—or just want a genius way to gamify money lessons—you'll want to steal this.

Then things get spooky. Real Stackers share their most bone-chilling financial horror stories: the credit union error that nearly cost someone their house, the coworker's "advice" that turned into a disaster, and the procrastination that haunted someone for years. These aren't fictional frights—they're real mistakes that real people are still recovering from. And every story comes with the lesson that could've prevented it.

Plus: Doug's trivia takes a Halloween turn (naturally), and Joe and OG debate whether government incentives are more trick or treat.

What You'll Walk Away With:

• Chuck Jaffe's brilliant Halloween Money Game—how to teach kids about risk, reward, and smart decisions using candy
• The economic principles hiding in every trick-or-treat choice (and how to explain them without killing the fun)
• Real Stacker horror stories: the financial mistakes that haunt people for years
• The red flags that could save you from starring in your own money nightmare
• Why the scariest financial advice often comes from people who mean well

This Episode Is For You If:

• You want a creative way to teach kids about money that doesn't involve a boring lecture
• You've ever made a financial decision you wish you could take back
• You want to learn from other people's mistakes instead of making them all yourself
• You've got a money skeleton in your closet and want to know you're not the only one

FULL SHOW NOTES: https://stackingbenjamins.com/frightening-halloween-stories-with-chuck-jaffe-1753

Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201

Enjoy!

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