Is the Subsidy Driving Up Prices?

Costs of pet care on vets have also gone up. This is much if not by more than on human health care. And we don't have big subsidies and also there's very little third party payers which people blame. In fact in for pet care I think the causality is going the other way, it's the high price of pet care which is actually increasing the demand for pet insurance rather than go the other way.