The potential for this is almost limitless in terms of what future antiponors will be able to do using that system. i view so much opportunity in funding entrepeneurs and funding people in the developing world. This is also being said about pycho scores are probably the best at scale credit metric that we have, which is pretty laughable in 20 21. And if you could easily, in an anonymized way, look at effectively every transaction this person does on their phone or on the inner net, you'd be able to perhaps underwrite better than some one you have years of traditional banking history with.