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Learn the Power of the Magical Word, β€œNO”

The Ramsey Show

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Navigating Debt and Family Planning

This chapter explores a listener's $26,000 debt amidst an annual income of $78,000, stressing the importance of cutting expenses and utilizing budgeting tools. It further examines the financial considerations of starting a family, highlighting the necessity for couples to align their financial goals and personal aspirations.

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