How to Pay Off Credit Card Debt With Credit Cards

KT: Let's just say, since I don't know how much you have in there, that all you had in there was $15,000. You listen to me and you do a direct rollover with it. Do you know at just an 8% annual average rate of return, which is nothing, you would have $111,000. Go for it. KT: Most people who clear up their credit card debt, now you have all this available limit on your credit cards, you rack it right back up again. Don't tell your spouse that I said that.