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When Should I Take My CPP, My Canada Pension Plan?
The contribution rate for people now is 10.2%, so half matched, half by you, half by your employer. You can take it as early as age 60, the normal age is 65; there's no benefit to deferring it past age 70. If you're making $114,000 a year, you will notice that halfway through the year, your paychecks go up because you've maxed out CPP and what they're doing after 2023.