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50/30/20 budgeting is outdated! Try this. [TFC First Dibs 183]
The Financial Coconut Podcast
Do You Really Need N2C Milk Powder?
30% of your monthly expenses should go into living expenses. Your rent, transport, water bills, you know, some of these things, a modern day person. If you live in the Campong, you don't even spend all money,. There's just no place to spend. The idea here is to recognize that there is a big bunch of expenses that you need to live. And maybe your overall expenses will come down 20%. Then you can put the money into other things like savings and investments.
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