I Think We're Going to Avoid This, Chris?

I think we're going to avoid this that I agree. The Fed has done a good job of transmitting this well in advance. Households are on the whole locked into fixed rate, low interest rate loans and mortgages. And business balance sheets are also very, very healthy. If you ask me, Mark, what would it take for you to think that a recession is going to occur? You'd have to be more persistent than anticipated.