Should We Focus on Maximizing My Contributions?

The national minimum pension age rises in April 2028 on the variable 6th of the month to age 57. The government is trying to align being able to access DC pensions 10 years before your state pension age. So front loading yours might make sense if you both want to retire together. But this is a planning issue really, this is the sort of thing that like you and I would do day in and day out.