Credit Card Debt

Banks have designed the payment tool to exploit all these these bugs in our brain. So you get points for spending. You get access to lounges. It comes in different colors and medals. You can even get your dog's picture printed on the card, right? So that thy, they create all these things. They've smashed ether, a payment tool, and alone into one. To think that millions of people are paying 19 to 30 % interest on anything. Who other than the american credit card borrower pays so much? And that's not even counting the billions in late fees.