AI-powered
podcast player
Listen to all your favourite podcasts with AI-powered features
Navigating Vesting Periods and Employer Match in Retirement Plans
The chapter delves into the impact of a three-year vesting period on an employer's 10% match towards savings rate, advocating for cautious inclusion of the match in savings calculations despite potential risks of leaving before full vesting. The hosts highlight the strategic nature of a three-year cliff vesting schedule for retaining employees.