Why Do I Have Insurance?

My fence is slash was a six foot tall wooden fence that blocked my life from the rest of the world. The ducks, geese and chickens in my back yard were having a lovely time causing havoc on the state highway. After several weeks, one of the local good old boys stated that he would be happy to help repair it. It took him over two months, and the job was sketchy, to say the least. I don't trust that bit. Like, what happened to society? Are we all ok?