Financial Empowerment through the No-Buy Challenge and HSA Optimization

Today Clark goes back to basics on 403(b) plans and 401(k)s. And Speaking of saving, how about saving way more by doing a no-buy (except for necessities) month? Some people are managing to do just that!

• 403(b) & 401(k) Plans: Segment 1
• Ask Clark: Segment 2
• The No-Buy Challenge: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• What Is a 403(b) and How Does It Work? (Clark.com)
• Pros and Cons of 403(b) Plans
• What Is a 401(k) Plan and How Does It Work?
• Pump Up Your 401(k). New Roth Rules Make It Easy
• NYTimes: Was the 401(k) a Mistake?
• About 1 in 4 US adults 50 and older who aren't yet retired expect to never retire, AARP study finds
• 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money
• Best Investment Companies for Investors in 2024
• Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
• How To Open a Roth IRA
• 403bwise: The K-12 403(b) is broken. Together we can fix it.
• Credit Karma Review: Free Credit Score and More at Your Fingertips
• What Is a Good Credit Score?
• Axios: The no-buy challenge / Axios: No-buy revolution
• More people make 'no-buy year' pledges as overspending or climate worries catch up with them
• Tempted to try a no-buy year? Here are tips from people doing it
• Is an HSA the Best Way To Save for Future Medical Expenses?
• Where Should I Set Up My Health Savings Account (HSA)?
• The Best Places To Buy Hearing Aids
• Stash puts the power of investing in the palm of your hand

Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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