Crypto hard wallets are not, or cold wallets, depending on who you are. It's about having your identity keys, your keys to your identity for how you store things on and off chain in a piece of hardware that can't be hacked. The pain point for crypto for me is in certain instances, say you're in Venezuela or somewhere else where you do not trust the fiat system. I also believe that in crypto, it is a digital form of gold at some point.

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