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3min chapter
EU Markets in Crypto-Assets (MiCA) with Seth Hertlein, Patrick Hansen, & Rebecca Rettig
Bankless
MICA, the Transfer of Funds Regulation, Deals With Self-Custody
MICA doesn't actually deal with self-custody. It deals with institutional custody and casts how they hold customer assets or value on their behalf. The TFR is the EU implementation of the FADF travel rule, which deals with how financial institutions transmit customer identification information along with funds transfers. There's really sort of four scenarios that it envisions: A cast transfer to the cast's own customer; a cast transfer to any other self-hosted wallet,. Or sorry, can you hear me? Yeah, I forgot you.
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