Cate wotis, you also talk a lot about risk in your book. What types of investors are maybe able to handle taking on more risk? We often talk about reward in the stock market, that is, how much we make. I think it's just about investing, continuing to invest, and not trying to get out of the market or time the market. If you cannot sleep at night, this is an old canicliche: It may not be tha you have too much risk. You probly just thinkin about risk wrong.

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