The Importance of Deductibility in the Housing Market

If deductibility reinstated you're still going to be topping topping these things up on a at least for a new purchase. Even amongst that sort of flat trend which which I agree with DTIs and higher for longer mortgage trades I think we'll see a much quieter housing market. There's um there's a lot to keep an eye on and yeah we wouldn't certainly want to want to well and concerns to go back to 11 or 13,000 or whatever because that they would especially with migration now 65 or 70,000 would pretty quickly create some kind of shortfall.