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615 HELP debt indexation, mortgage refinancing cashback, loans for cars and holidays + more

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The Importance of Having a Cashflow Plan

"Life's not equal, is it? And you've got to address it on its merits," he says. "I'm just never going to say that borrowing money for consumables is good." He adds: "If we're not going away with that plan, then we don't go"

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