Commercial Real Estate Market and Loan Strategies

The speakers discuss the current state of the commercial real estate market, specifically in San Diego and other major cities in California. They explore different loan strategies such as loan assumptions, cash payments, and borrowing against stock portfolios to wait for interest rates to come down. They also predict a potential further dip in interest rates throughout the year.

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We know mortgage rates will fall this year, but how long will we have to wait? Will they get down to the fives or stay in the six-percent range? And even if the Fed lowers the federal funds rate, will this significantly impact mortgage rates? We brought on three elite lenders to get their takes on when rates will drop, how low they could go, and why waiting for lower rates is a riskier decision than you think.

Caeli Ridge joins us again as our go-to investor-lender combo, and Krystle and Kenny Simpson, San Diego-based lenders, are on the show to give their viewpoints from the small investor and large commercial lens. Plus, these lenders are about to share the info on some investor loans that you may have NEVER known about—loans that other investors are taking advantage of TODAY to get deals done, even with high interest rates.

Speaking of high interest rates, our lenders show mathematical proof that rates are NOT the defining factor of your real estate deal and how waiting for a half-percentage drop could cost you more than you think. Plus, the commercial real estate “bloodbath” coming for one certain sector unless local governments step in.

In This Episode We Cover:

The investor loans that you’ve NEVER heard of that are being used TODAY to get deals done

Mortgage rate predictions and how low rates could go by the end of 2024

The commercial real estate drop-off and why buying/selling has come to a halt

High-rate investor HELOCs you can get today that’ll cost you LESS than a thirty-year mortgage

Huge opportunity in commercial real estate as one sector becomes a “bloodbath”

DSCR, non-QM, and other investor-only loans you can take advantage of NOW

And So Much More!

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