The First Goal Is to Get Out of Debt, Zero Debt

The first smaller goal is to get out of debt. A lot of people owe money, right? The people buy cars and they owe money. Houses are a big one. Another big one that people have where they owe a lot of money for credit cards. So you want to get that to zero, where you have zero debt, nothing. You owe no money at all. Thereis no debt at all, nothing. That's a great first step to financial freedom, to financial independence. But there are some smaller goals that are also very important.