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Ethereum is "Terrifyingly" Centralized but there's a way out, ether.fi founder says

The Defiant - DeFi Podcast

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The Future of Ethnocurrency

I think there are lots of valid reasons why people are worried about that much concentration in a single protocol. I think naturally the network will kind of tend towards more decentralization just from economic incentives. But on the flip side, you really don't want effectively one handful of upgradable smart contracts to control that much.

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