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9min chapter
The Biggest Rug Pull of Our Lives (EP.332)
Animal Spirits Podcast
The Divergence in Mortgage Rates and its Impact on Young People
This chapter explores the divergence between the current mortgage rate and the effective mortgage rate, with a focus on how it has affected young people in the housing market. It highlights the percentage changes in mortgage debt by generation, with millennials taking out the most loans. The chapter also discusses the trend of older individuals not moving from their homes and the impact of home equity on net worth.
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Listen to the best highlights from the podcasts you love and dive into the full episode