On this episode of Chit Chat Stocks, Ryan gives a research report on Wise, the remittance and payment transfers upstart. We discuss:
(04:41) Wise: The Fintech and Remittance Disruptor
(06:37) The Low-Cost Provider for Transfers
(12:18) Expanding Beyond Transfers: Debit Card and High-Yield Cash Account
(16:22) The Wise Platform: Plugging into the Payments Network
(37:01) Customer Growth and Revenue Growth
(39:57) Gross Margins and Cost Structure
(43:49) Management and Proxy
(47:12) Share Structure
(52:23) Valuation
(57:51) Competition and Risks
(01:03:36) Advantages of Wise's Business Model
(01:07:36) Final Thoughts and Buying Decision
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Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.
