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What’s the rationale for the merger of HDFC Ltd and HDFC Bank? | In Focus

In Focus by The Hindu

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Housing Financing Companies

Banking is essentially a arbitrage business, where you charge a little more than you lend. It's that o little ar differential that is what is your interest margin, nat interest margin, or your profitability. But an wit t lom, an shorte fittes for the echt ofs, the axes cross our funds. An can become a bank custom so you can say, why do you want to have an account elsewhere?

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