If you make a plan, the chances of hitting it are much better than if you have no plan at all. A question i've only really learned how to answer over the last two or three years is, like, what's the oroy of a product team? Sok, if you give me ten million dollars, i can go and hire maybe han product tems. What can i do with that that will actually change intergomas growth rejectories such that the balance sheet still makes sense? So i was a positive thing. Can i find new lines of business, or can i just tap into existing ones? Can i change turn can i change expansion sil there's a lot of