Is Stablecoins a Threat to Banks?

There was momentum at the fourth quarter of this past year and they couldn't get it done I didn't get anything past then. The bigger thing was you're starting to have pushback from the bank regulators about whether the even long Banks issuing stablecoins right one of the Fed governors You know mentioned how a bank would be responsible for how that stablecoin is used which based on the technology makes no sense. Once you issue a stable coin it's out there could be used for anything If you're gonna have Aml BSA liability because you create a stable coins and release it into the broader ecosystem, I can't see the banks getting involved in them.