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14min chapter
416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)
Dev Raga Personal Finance
Navigating Mortgage Rate Negotiation and Associated Costs
Exploring the factors affecting mortgage rate negotiation including borrower's profession, specialty, and risk assessment. Discussion on costs like lenders mortgage insurance, application fees, and stamp duty. Insights on leveraging comparison rates, first-home owner grants, and the importance of engaging a mortgage broker early in the buying process.
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highlights
Listen to the best highlights from the podcasts you love and dive into the full episode