Engage, Engage. Engage

Dave: When some one takes responsibility for their health, their marriage, their parenting, and you become very engaged, well, all of a sudden you feel the pain, you feel the victories. He says he doesn't trust the government to take care of his finances; that's another factor in taking on more debt. "People who wait on some one else to fix that area of their life, that's what it comes down to," Dave says.