Suze School: Social Security Spousal Benefits
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
The Six Greatest Words in Life
Everybody born 1960 or after their full retirement age would be 67. If you took your PIA at 62 rather than 67, you would get a 30% reduction. So it does not work where you get to take social security at 62 and then switch over to a spousal benefit at 67. The Social Security Administration figures out right then and there when you want to take a benefit which benefit would be higher.
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