The Chicago Plan to Stop Bank Runs

The IMF wrote a paper about the Chicago Plan in 2012. The idea was that having fully reserved banked deposits, I guess they are, would completely eliminate bank runs. They're by increasing financial stability and allowing banks to concentrate on their core lending function without worrying about instabilities originating on the liabilities side of the bank sheet. It's also tied up with the fallacies that mainstream economics has about how banks actually operate. So I would like to have something which meant bank lending was for unavoidable the large consumption items, working capital for corporations and genuine investment. That's what I'd like to see. Whether the Chicago plan is put forward would actually get you there. I'm just not sure.