Gifting Strategies and 529 Plans

With the end of 2025 fast approaching, now's the time to brush up on what the "Big Beautiful Bill" means for your charitable giving and education planning. If you've ever wondered how to squeeze the most out of your donations or whether that Goodwill slip really counts, you'll want to tune in. We walk through the new rules on charitable deductions, why high earners need to pay extra attention, and how simple moves like "bunching" your gifts can make a big difference. Then we shift gears to 529 plans — covering smart strategies like "super funding" and the latest updates on gift and estate tax exclusions. You'll come away knowing how to give generously and keep more money in your pocket.

Key moments:

(04:15) Goodwill donations only matter if you properly document and itemize the receipt

(12:26) Super funding 529s works by coordinating with the annual gift tax exclusion rules

(16:17) 529s are estate-exempt, making them a powerful legacy tool for family education

(21:31) Instead of giving yearly, bunch contributions every 2–3 years to maximize deductions

Resources mentioned:

• Tax Policy Center
• IRS Form 709: Gift tax return
• IRS Form 706: Estate tax return

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