Ves: Life insurance is a very important decision that many millenials will need to make at some point in their lives. If no one depends on your work to survive, like you don't have kids or dependent and something like that, doesn't even necessarily need to be your financial job. Term life insurance covers you for a certain period of years, like ten, 15, 20 years. And then during that time, if you were to die, your beneficiaries get a big pay out. Ves: You could buy like, a half million or a million dollars of term life insurance for like 15 or 20 years.

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