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The Public Markets
I think if you stop time at that exact moment while they were doing some of these things, they're making so much money. It totally clouds their judgment on bad times that will come two or three years later. Maybe it's just a function of fractional reserve banking that this will always happen. Some of the bigger banks that actually do have, I would say, more established processes and procedures were also tanking. They just weren't thinking. You don't have a choice, but you actually do at the same time.You just have to be a little bit more conservative and patient. My public markets are an issue in itself. The problem with the public markets is that you're living