Understanding Brokerage Fees and Tax Implications

Investment hacks, AI fears, Debt recycling, family trusts & whether you really need VAS – there is a lot packed into this one!  In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions on:

- Why some people invest through bucket companies
- If you actually need a lot of money to see a financial adviser

- What to do once you’ve fully debt recycled your home loan

- Whether fees in your super are tax-deductible
- Is it still worth having a family trust if it’s not saving you tax (yet)?
- And how to clean up your financial life if it feels like a mess

Don’t forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below.

Chapters (approximate)

00:00 Introduction

04:15 Investment Bonds: Are They Worth It?

07:17 Understanding Bucket Companies and Tax Strategies

10:18 Building Wealth on an Average Income

13:03 Active vs Passive ETFs: What You Need to Know

16:16 The ASX 200: How Are Companies Selected?

19:44 Understanding the ASX 200

21:53 The Value of Financial Advisors

23:29 When to Seek Financial Advice

25:40 Portfolio Construction: Soulpats vs. ETFs

27:08 Superannuation Fees and Tax Deductions

31:06 The Role of Family Trusts

35:55 AI's Impact on Society

37:57 Debt Recycling Strategies

40:14 Cleaning Up Your Finances

Resources for this episode

- Sign up for the Ladies Finance Club Online summit- https://www.ladiesfinanceclub.com/online-wealth-summit-2025

- Epiosde- Family Trusts: https://youtu.be/wLBybwjbHBc?feature=shared

- Get Rich Quick episode- https://youtu.be/ApxQv4ddRqk?feature=shared

- Books we recommended: Emma Edwards Good with Money. Victoria Vivente Know Your Worth. Queenie Tan The Fun Finance Formula

- PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK

- Ask a question (select the Finance podcast): https://bit.ly/R-quest 

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~~ Rask resources ~~

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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