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Regulatory Rollbacks and The Bank Panic of 2023

Lever Time

CHAPTER

Is This a Bailout?

Most of the deposits in Silicon Valley bank were not insured. Over 90% weren't insured, which means that the federal government is not going to guarantee the deposits and that it's sort of the job of the private investors who are taking on the risks. The overage coming out of what's called the federal deposit insurance fund or DIF. That is entirely funded by banks who are charged premiums on a regular basis.

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