Should I Pay the Penalty and Remortgage Now?

Dan and Nick are both in relatively well-paid jobs. We're pretty comfortable, so we could repay early - that would be fine. But I think we'd have to look to expect a further £600 to be added if things increased by 4, 5, 6%. The tipping point for everybody as to whether this is the correct decision will be different for everybody. And all that Nick's mentioned, it's difficult to speak to an expert at the moment,. An expert can complete the relevant calculations to allow you to then make an informed and balanced decision.