The Tax-Free Side of Your 40s

You are probably already doing the tax-free things that you know you want to be doing in your 40s. This is also, I will tell you, this is partially where you are transitioning from tax-free to tax-deferred on your employer plan. You do shift those contributions. Maybe you are moving towards maxing out those salary deferral limits. Right now it's 22,500 for someone in their 40s. So you're able to start seeing these accounts really start to grow inyour 40s. But just be careful. There is too much of a good thing because people will come talk to us and they were ready to buy a car.