The Threats of Interest Rate Increases to the NPL Industry

The interest rate increases are a bigger threat for buying up a later than fraud just from what I've read about it. As far as I've seen from the customers that we've helped out with right we've been able to cut a significant amount of it and significantly improve the profit margins. So from our perspective, if anyone is close to that borderline point on fraud they should be talking to us so we can help them go much more in the black. The NPL needs the threat do you have any insight on where current fraud levels are within this world and if they are high enough that they do threaten the industry's existence.