i think there's three ways to do this. I would not have a balance fund unless you've got at least five years, ah, then i might have it. Vanguard has a fantastic balanced index. ebonds right now, though, are a re an area where i've seen a lot of people talking about,. It's a nice place because of inflation. And as we've seen inflation all over the place around us, investing in treasury inflation protected securities might be just a good little bump if he thinks he'll need it sooner rather than later.

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