Is It a Challenge of Holding Back?

Right now we're going into what looks like a, a a economic down turn, or at leasta period of very deep uncertainty. Isit a potential, or a challenge of maybe holding back to try to conserve capital as we enter a potential reception? And is that a problem? I think it varies a lot by industry rito in terms of o the degree of head winds or tail winds. But y, when you look out over this transformations, o, multi year effort. A, awhen you look through any kind of shape of recovering what happens over a couple of years, it's hard not to. Why would you think about that unnecessarily differently?