Why Your Bond Questions Are Really About Cash (EP.235)
The Long Term Investor
A three-bucket cash management system
Peter outlines three buckets: cash (12–24 months), optional short‑term bond layer, and the long‑term portfolio.
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Bond ladders, bond funds, money markets—if those words have you second‑guessing your plan, this episode will clear the fog. Inspired by questions from my Perfect Portfolio book‑updates list, I explain why many "bond" debates are actually cash management problems in disguise—and how to build a simple system that helps you stay disciplined when markets get ugly.
Listen now and learn:
► How to tell—quickly—whether you're making a portfolio decision or a cash decision
► The "comfort trade" most investors accept with bond ladders (often without realizing it)
► A simple bucket framework for protecting near‑term spending without over‑hoarding cash
► The one practical maintenance habit that keeps your plan from falling apart during downturns
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
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