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95. A Disability Insurance Deep Dive | What to look for in a policy, why it's so often a fight with insurance companies, and how to collect

Stimulus - Learn Tools to Crush It in Your Medical Career

CHAPTER

Navigating Disability Insurance Policies

The chapter delves into long-term disability insurance policies, specifically discussing the waiting period before benefits kick in and the financial implications of different elimination period options. It explains the differences between short-term and long-term policies, detailing the process of initiating claims, handling paperwork with HR, and the importance of honesty in filling out forms accurately. The chapter also touches on the challenges physicians face in acknowledging vulnerabilities when it comes to disability claims and highlights the recommendation of having a specialized attorney for certain cases.

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