Navigating Financial Decisions and Managing Debt

This chapter delves into the complexities of financial decision-making, particularly after significant life changes such as having children. It offers practical advice on budgeting, opportunity costs, and debt management, illustrated by a caller's dilemma involving medical and credit card debt.

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🎟️ ⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"Should I accept my girlfriend's offer to pay off my debt?"
"Should we pay off debt with a baby on the way?"
"Can I put $200,000 I've received from a settlement in a bond?"
"I want to save money but my husband keeps getting us into credit card debt..."
"How do my fiancée and I tackle our $177,000 of debt?"
"We have almost $300,000 of student loan debt. How do we get out of this?"
"How do we plan for taking in our 3 grandchildren permanently?"
"Should I solicit my van for voluntary repossession?"
"Is it fair to ask my fiancé to save up now for when we get married?"
"I was evicted in January and now owe that apartment $12,000. Should I prioritize this in my debt snowball?"