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State Pension Summary
Until April 2023, you can buy back national insurance years dating all the way back to 2006. If you're short of any years, before we go talking about paying anything at all, check if you are due free national insurance credits. The younger you are, the more time that you have to plug any gaps. This is for people aged 45 to 70. Although in truth, I think even 45 is pretty young. Probably 55 is a better age. Thank you.